---
title: "New QR-invoice standard in 2026 | Factura"
description: "Starting in November 2026, only structured or hybrid addresses will be accepted for QR-invoices in Switzerland."
canonical_url: "https://www.factura.ch/en/blog/new-qr-bill-standard-2026"
meta:
  "og:description": "Starting in November 2026, only structured or hybrid addresses will be accepted for QR-invoices in Switzerland."
  "og:title": "New QR-invoice standard in 2026 | Factura"
---

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**Published on 10/09/2025 by Kevin Barrionuevo**

# **New QR-invoice standard in 2026**

Starting in November 2026, only structured or hybrid addresses will be accepted for QR-invoices in Switzerland.

![New QR-invoice standard in 2026](https://www.factura.ch/_ipx/_/images/blog/qr-scan.webp)

## Changes to payment processing

**Starting in November 2026**, and to comply with the *ISO 20022* standard for domestic and cross-border payments, the Swiss financial center is updating its rules.

## What's changing

Recipient and issuer addresses on QR-invoices will need to be provided in structured or hybrid form. See the examples below for details.

### Current situation

Until now, you could pass two fields to generate a QR-invoice:

- Name: John Smith
- Address: Route de Lausanne 12, 1206 Genève, Suisse

```
<Cdtr>
<Nm>John Smith</Nm>
  <PstlAdr>
  <Ctry>CH</Ctry>
    <AdrLine>Route de Lausanne 12</AdrLine>
    <AdrLine>1206 Genève, Suisse</AdrLine>
  </PstlAdr>
</Cdtr>
```

### New standard

Addresses will need to be provided in structured form and must always include the **city** and **country** fields.

- Name: John Smith
- Street: Route de Lausanne
- Number: 12
- Postal code: 1206
- City: Genève
- Country: Suisse

You can still pass the street number together with the street name, exactly as before.

```
<Cdtr>
<Nm>John Smith</Nm>
  <PstlAdr>
    <StrtNm>Route de Lausanne</StrtNm>
    <BldgNb>12</BldgNb>
    <PstCd>1206</PstCd>
    <TwnNm>Genève</TwnNm>
    <Ctry>CH</Ctry>
  </PstlAdr>
</Cdtr>
```

## Don't want the hassle?

Generate your QR-invoices with Factura, the app is already compliant with the new regulation!

[**3 Swiss alternatives to Klara** Klara is an all-in-one solution for managing SMEs, often too complex for independents and freelancers. Here are 3 alternatives to Klara.](https://www.factura.ch/en/blog/klara-alternatives) [**Invoicing guide for independents in Switzerland** Learn how to invoice as an independent in Switzerland: mandatory details, VAT rules, compliant tools, and legal obligations.](https://www.factura.ch/en/blog/freelance-invoicing-guide)

Factura

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### Invoices and quotes

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[**Create QR invoices**](https://www.factura.ch/en/features/qr-bill)

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[**Expenses and payments**](https://www.factura.ch/en/features/payments-expenses)

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[**Financial reports**](https://www.factura.ch/en/features/reports)

### Time tracking

Track time spent on projects with a timer or our Mac and Windows app, then turn your hours into invoices.

[**Track your time**](https://www.factura.ch/en/features/time-tracker)

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